4 Best credit cards for grocery shopping in India – top credit cards

4 Best credit cards for grocery shopping in India: Groceries are the daily essentials that no one can avoid from purchasing on a periodical basis. Credit cards have completely changed the way grocery shopping is made in cities if not all across the country. Given the offers and rewarding points offered by many credit card providers, it makes sense to purchase your groceries using the credit card to make the most out of these offers. Sometimes, one may purchase the groceries for small parties and functions at home. In such cases having a credit card that is best known for grocery shopping is a great deal to save the maximum. Below are few popular and best grocery credit cards in India:

Standard Chartered Manhattan Platinum Features & Details:

Provider Standard Chartered Bank
Joining fee Rs. 499
Annual fee Rs. 999 from 2nd year onwards
Rewards

 

  • You can earn 5% cash back on every Rs. 150 spent at supermarkets and department stores up to a maximum of Rs. 500 per month (max of Rs. 150 per transaction). But the minimum spend per transaction should be of Rs. 1,000
  • 3x rewards when you use your credit card for all other expenses.
  • Standard chartered bank provides a host of offers Check them at Click Here
Interest rate Up to 3.49% per month, i.e. (41.88% annually)

Yes Prosperity Cash back Plus Features:

Provider Yes bank Ltd
Annual fee Rs 1500 + tax
  • Cashback of Rs 250 on spends of Rs 2500 in first 30 days of card set up
  • 5% Cashback on grocery purchases,  Movie Ticket bookings, Bill Payments through YES PayNow and 0.75% Cashback on all Other retails spends except fuel
  • Fuel surcharge is waived at all fuel stations across India for transactions between Rs 400 to Rs 5,000
  • Exciting offers on purchases at es bank partnered stores Click Here
Interest rate
  • Interest Rate of 2.40% per month (28.80% annually) if you have YES BANK Salary or Savings Account relationship
  • Interest Rate of 3.22% per month (38.64% annually) if you do not have YES BANK Salary or Savings Account relationship

Simply SAVE Advantage SBI Card:

Annual fee Rs 499
Rewards
  • 10 Reward Points per Rs 100 spent on Grocery Spends, Departmental Stores, Dining and Movies.
  • On all other spends, earn 1 Reward Point per Rs. 100 spent. Here 4 Reward Points = Rs. 1.
  • 2,000 bonus points on spending 2,000 in first 60 days
  • 1% fuel surcharge waiver (max 100/month) for transactions between 500 and 3,000 at any petrol pump in India
  • Annual fee is waived on minimum spends of 90,000 in the previous year
  • Rs. 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card
Interest rate 40.2% annualized percentage

ICICI Bank Coral Contactless credit card

Provider ICICI Bank
Annual fee Annual Fee of Rs. 500 + Tax
Rewards
  • This card carries a plethora of offers ranging on from movie tickets, departmental stores, restaurants, hotels, travel and online shopping.
  • Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com
  • Up to 2 free tickets per month valued at up to ₹ 250 per ticket.
  • 2 PAYBACK points on every Rs. 100 spent on your card (except fuel)
  • one PAYBACK point on every Rs.100 spent on utilities and insurance categories
  • 2000 PAYBACK points on spending Rs. 2,00,000 on your card and 1000 PAYBACK points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10000 PAYBACK points per year.
  • Each PAYBACK point is equivalent to Rs. 0.25
  • 15% savings on your monthly dining bill of Rs. 2000 with ICICI Bank Culinary Treats

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