Fincare Bank FD Rates 2023, Fincare Bank Fixed Deposit 2023

Fincare Bank FD Rates 2023: Grow your money, with our fixed deposits. With a tenure varying between 7 days to 10 years, no penalty on premature withdrawal above 6 months and other great benefits…

The Fincare Bank offers a wide range of Fixed Deposits (FDs) that offer a good rate of return and come with various other benefits. Some of the features of Fincare Bank FDs include a nomination facility, flexible tenure options, a Fincare renewal facility, different interest payout options, loan/overdraft facility, Etc. It is very easy to open a Fincare Bank FD online and this can be done at the click of a button in a paper-free manner.

A Fixed Deposit (FD) is one of the most popular financial instruments among the general saving public in India as it provides a higher rate of interest than a regular savings account. Fixed Deposit (FD) is the safest of investments that give high returns after a period.

Benefits of Fincare Bank Fixed Deposit

  • Idle funds can be put to use
  • Attractive rate of interest
  • No Penalty on premature withdrawal above 6 months
  • Option to choose quarterly and cumulative interests
  • Non-maintenance charges waiver in savings against FD of one year and above

Fincare Bank FD Rates 2023

Resident Fixed Deposit (less than ₹2 Crores) – WITH Premature Withdrawal Facility (W.E.F 25-May-2023)

TENUREGeneral PublicSenior Citizen Rate
7 days – 45 days3.00%3.60%
46 days – 90 days4.50%5.10%
91 days – 180 days5.50%6.10%
181 days – 365 days6.25%6.85%
12 months – 15 months7.50%8.10%
15 Months 1 day-499 days7.50%8.10%
500 days8.11%8.71%
501 days – 18 months7.50%8.10%
18 months 1 day – 21 months7.80%8.40%
21 months 1 day – 24 months7.80%8.40%
24 months 1 day- 749 days7.90%8.50%
750 days8.31%8.91%
751 days – 30 months7.90%8.50%
30 months 1 day to 999 days8.00%8.60%
1000 days8.51%9.11%
1001 days- 36 months8.00%8.60%
36 months 1 day – 42 months8.25%8.85%
42 months 1 day – 48 months7.50%8.10%
48 months 1 day – 59 months7.50%8.10%
59 months 1 day – 66 months8.00%8.60%
66 months 1 day – 84 months7.00%7.60%
  • The above rates are effective from the date specified above. Rates are subject to change, without prior notice.
  • Premature withdrawal of funds is subject to 0.5% preclosure penalty on the applicable slab rate or FD rate, whichever is lower.
  • Above rates are valid on payments received via NEFT/RTGS transfer and receipt of money on the same day.

The above rates are valid for a SINGLE FD receipt of specified quantum. Eg: Three 1 Cr FDs from XYZ bank CAN NOT be treated as a single FD of 3Cr.

How to Apply for Fincare Bank FD

  • Visit the nearest branch of Fincare Small Finance Bank and our Relationship Manager will guide you on the application process.
  • Click Here to Apply Online

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