Banking

Aadhar Payment System, Aadhaar Enabled Payment System (AEPS). The new payment service offered by the National Payments Corporation of India to banks, financial institutions using ‘Aadhaar’, the Unique…

*99# for Mobile Banking 2020 - Dial USSD *99# for Check Bank Balance, Mini Statement & Fund Transfer by IMPS. Unlike UPI, it does not require a smartphone and access to internet but use specified…

Understanding the Emerging Concept of BYOD, Have you ever heard of BYOD…. what this BYOD is BYOD stands for “BRING YOUR OWN DEVICE”. BYOD REFERS TO A SYSTEM WHERE EMPLOYEES CAN USE THEIR OWN PREFERRED…

ICICI Bank NEFT Form, Rules, Timing, Charges & How to do NEFT?: ICAI neft form rules timing charges. National Electronic Funds Transfer. With National Electronic Funds Transfer (NEFT) you can…

Brief History of Banking in India, History of Banks in India 2020. The Indian Banking Starts from Bank of Hindustan Established in 1770 and it was first bank at Calcutta under European management. It…

Core Banking solutions are banking applications on a platform enabling a phased, strategic approach that lets people improve operations, reduce costs, and prepare for growth. Implementing a modular,…

Corporate Credit Worthiness And Credit Rating. Sitting with a mug of coffee & the topics list for the National Convention, my eyes fell on the topic ‘Corporate Credit Worthiness & Credit…

All you have to know about SIM Swap Fraud, What is Mobile Phone SIM Swap fraud and how to protect your Bank Account?, Now a days Mobile has become an interface to communicate with the world. No matter…

Improve Your Credit Score: It is the statistical number that represents one’s creditworthiness. It is a measure of how well you have handled credit accounts in the past. After assessing one’s credit…

Current account convertibility means freedom in respect of payments and transfers for current international transactions. Currency convertibility refers to the freedom to convert the domestic currency…

Merchant Banking: The term ‘Merchant banker’ was used in relation to a wealthy merchant, who developed the banking side of one’s business, in England. In India, merchant banking definition is framed…

NABARD: Till late 1970s there was no institutional credit arrangement for Agriculture and Rural credit in India. The needs were looked after by Reserve Bank of India and Agricultural Refinance and…