FlexPay App 2022: How to get a loan from FlexPay App?

FlexPay App 2022: How to get a loan from Flex Pay? FlexPay app is one of the most successful payments and loan providing online platforms, which more than millions of Indians trust. The app is accessible from anywhere around the country, and you can take easy loans and credit from the app. You can also use the app for UPI payments. The credit which it gives every month to its customers can be used to pay for anything.

FlexPay Features

In flex-pay, You can repay the credit by the end of the month. This feature of the app has created a sensation since its inception. Some other loans provided by the FlexPay app are a personal loan, business loan, etc. You can take easy personal loans up to 2 lakhs. The process from application form filling to loan approval hardly takes any time, and being online makes it even easier and hassle-free. 

You can get access to various loans directly from your phone. Many have started copying this feature, though FlexPay is still the undisputed one. 

FeaturesFlexPay app has recently introduced its brand new pay later or loan feature by which you quickly get access to a certain amount of loan every month, which you can use as a credit. You can make transactions from the credit and repay that by the end of the month. You can also use the app for UPI payments from the credit. This has provided a lot of assist to a lot of people.
Eligibility criteriaThere are few eligibility criteria like the applicant must have to be a citizen of India, you need to have a regular source of income, your age must be either equal to 21 or more than that, etc. 
Application process (Online)The application process to get a loan from the FlexPay app is very easy. The entire process is entirely online, and you don’t need to step out of your house. You can choose different loans from the app and submit the form and documents online.
Documents RequiredYou need to have a few documents like an Aadhaar card, passport, voter ID card, etc., for identity proof and other documents for address proof and income proof. 
Official AppFlex Pay app

Eligibility criteria

There are eligibility criteria available for every type of loan which you had preferred to take. You must know all the eligibility criteria related to the loan which you want. Although, as every loan has some differences, they have different eligibility criteria as well. 

We have mentioned all the standard eligibility criteria between the loans offered by the FlexPay app:

  • The applicant must have to be a citizen of India to be able to take a loan from FlexPay app.
  • You need to have a regular source of income, so that loan repayment remains easy and hassle free.
  • Your age must have to be under the limit. As every loan requires a different age limit, we can’t mention the exact number. 
  • You need to have a good credit score to take the unsecured loans. As they don’t require any collateral, you need to show the lender your excellency in loans. 

Application process (Online)

The application process to take a loan from the FlexPay app is easy and convenient to fill. It barely takes any time from the application process to the loan approval. The entire process is entirely online, which makes it even more flexible and hassle-free. You can quickly fill the application form from the comfort of your house. This feature works well for those living in an isolated area or those unable to go out. 


The online process is mentioned below:

Step I – first of all, you need to download the Flex Pay app from the play store or any other app store. You can also use the official website, www.flexpay.in

Step II – After successfully installing the Flex Pay app, you need to provide it with some of your phone’s permissions.

Step III –  After that, you need to register yourself and link your phone number and bank account with it. 

Step IV – once you are registered, you can fill the application form and submit all the scanned images of documents required. After the successful uploading of documentation, you can submit the application form. 

Step V – once the form is submitted, you can expect the loan amount to be directly transferred into your bank account within a few hours. 

Documents required

  • Identity proof – Aadhaar card, passport, voter ID card, etc.
  • Address proof – Aadhaar card, passport, driving license, etc.
  • Income proof, for which you can either use the bank statement of the last few months or the most recent salary slip. You can also use some other income proof like, income tax return, form 16 or others. 
  • Pan card for a successful KYC.

Frequently asked questions

Is the pay later feature of the Flex Pay app valid everywhere?

Yes, it’s almost valid everywhere. Wherever you find a QR code, you can use the pay later feature through a UPI payment from the Flex Pay app. 

What is the maximum and minimum limit of personal loans from the Flex Pay app?

The minimum amount taken from the Flex Pay app is 4,000 INR, whereas the maximum amount is two lakhs INR.

Does a business loan from the Flex Pay app require any collateral?

No, you can take a business loan without having to submit any collateral. 

Are payments made from the app safe, secure, and reliable?

Yes, to some extent, it’s safe, secure, and reliable. Although being a technology, it might crash sometimes. 

Join the Discussion