Top zero balance savings account in India, saving bank account list
Top zero balance savings account in India: Zero balance savings account are best suitable for those who cannot afford to maintain the minimum average balance in their account. Enjoying the features as same as that of the normal savings account, zero balance savings account holders can actively use the banking services. Here are the few popular and best zero balance savings accounts available in India:
RBL offers the facility to open zero balance abacus savings account instantly online just by providing the KYC requirement such as PAN and Aadhar. This paperless account can be opened only after closing down an existing savings account with RBL if any. The total amount of credit in a financial year should be within Rs 2 lakhs. Within one year, in person verification has to be completed by submitting signed KYC documents to the bank.
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Kotak Mahindra Bank:
Kotak Mahindra Bank’s 811 savings account is a zero balance account. It’s a digital account that can be opened within minutes through your Aadhar and PAN. A virtual; debit card is provided to the customer which can be used to make payments online. One can earn up to 6% annual interest based on the amount of balance.
IndusInd Bank small savings account:
One can avail all banking facilities and services at zero balance requirement and simplified documentation by opening Indus Small Savings Account. A free ATM card will be provided which can be used across all the ATMs in the country. It comes with 5 Free Domestic Other Bank ATM transactions in a month. The aggregate of all credits in a financial year should not exceed Rs 1 Lakh. The aggregate of all withdrawals and transfers in a month does not exceed Rs. 10,000. The balance at any point of time does not exceed Rs 50,000. if the above conditions are not met, the Account Holder will be required to provide additional documents for KYC completion; else, the Bank will be entitled to close the account.
IDFC Bank Pratham–Savings Account is a zero balance savings account that can be opened with your Aadhar number at an IDFC Bank microATM or branch near you. One can earn 4% annual interest on the balance lying in the savings account. As mentioned earlier, one cannot open zero savings account if he/she already has a savings account in the same bank. In case of existing savings account, he/she will be required to close it within 30 days from the date of opening a Basic Savings Bank Deposit Account.
You can meet all your banking needs the easy way with this savings account and get a free debit card by opening a zero balance savings bank account. All other facilities such as net banking, mobile banking, lockers and super saver facilities are available in this account with no extra charges.
Standard Chartered Bank:
Open aasaan savings account with no minimum balance requirement, unlimited ATM withdrawals and international debit card. It can be opened by Aadhar and PAN submission. One would get a Standard Chartered debit card for daily spending and ATM withdrawals absolutely free of cost. One can withdraw cash any number of times from any bank’s ATM, without any charge.
- SBI Balance Enquiry Number
- ICICI Balance Enquiry Number
- SBI Balance Enquiry Number
- Andhra Bank Balance Enquiry Number
- HDFC Balance Enquiry Number
- Karnataka Bank Balance Enquiry Number
- Axis Bank Balance Enquiry Number
- Federal Bank Balance Enquiry Number
- Union Bank of India Balance Enquiry Number
- Canara Bank Balance Enquiry Number
- Dena Bank Balance Enquiry Number
- Zero balance savings account